Try not to buy things online when using a public Wi-Fi network. These will be in airports, restaurants and cafes. There may not be strong security so you may get hacked.

You can’t actually get a mortgage through the FHA. The FHA gives insurance for borrowers who may have a hard time getting a conventional mortgage.

Phishing is when criminals try to trick you into giving them your personal information. They will often use emails that look legitimate but they are not.

For a regular mortgage, you will need a 620 credit score. For an FHA mortgage, you may only need a 500 credit score with a 10 % down payment.

Mortage interest rates are currently at about 6.3 %.

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Be careful about getting into credit card debt. The interest rates are very high, usually 20% or higher.

A title loan is when you get a loan on a car you own outright, and you put up the car as collateral for the loan.

What is a lienholder? When you have an automobile loan, it is the company that has the loan on your vehicle.

Your money in a bank acocunt is insured up to $250,000 by the FDIC. For more details, see their site: