Current car loan interest rates

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7 % is the current average car loan interest rate for new cars.


Your Social Security retirement amount

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You can see how much you will be getting each month from Social Security when you retire at this website:

ssa.gov


Deep Subprime Credit Scores

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If your credit score is below 580, it is called deep subprime.

https://www.consumerfinance.gov/data-research/consumer-credit-trends/student-loans/borrower-risk-profiles

Current Mortgage Rate

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The current average mortgage rate for a 30 year fixed is 6.71%.


FDIC insurance

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When you have an account at an FDIC insured bank, you are insured for at least $250,000 for the money in your bank account.


Nursing home scam

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There is a scam targeting people that live in assisted living facilities and nursing homes:

https://www.fdicoig.gov/alerts/money-mule-scam-targeting-elderly?source=govdelivery&utm_medium=email&utm_source=govdelivery

Chapter 13

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Chapter 13 bankruptcy is called a wage earner’s plan. You can repay your debts over 3 to 5 years.

https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics

Fraudulent Bank Calls

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Even if the caller ID says the call is from a bank, it could be a scam. Hang up and call the phone number from the bank’s legitimate website. Do not give the caller any information about yourself.


FHA Loans

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If you are looking to buy a house, you may be able to get an FHA loan with a lower down payment. See this website:

https://www.hud.gov/helping-americans/loans

Banned Debt Collectors

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Here is a list of Banned Debt Collectors:

https://www.ftc.gov/legal-library/browse/cases-proceedings/banned-debt-collectors/list

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