Owing Taxes

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You may need to have more taxes taken out of your paycheck if you owe the IRS taxes. Use this calculator to see how much you should have taken out:

https://www.irs.gov/individuals/tax-withholding-estimator

Car Title Loan

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A car title loan is based on the value of your car. The loan can be very expensive.

See:

https://consumer.gov/cars/car-title-loans-explained

Cashiers Check

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A cashiers check is safer than a personal check. It is guaranteed by a financial institution, such as a bank. The check is guaranteed not to bounce.


Using credit cards to build your credit score.

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If you are trying to build your credit score with credit cards, make sure your payments are on time. Missed payments and late payments will bring down your credit score.


Are you looking to buy a home? here is a resource you can start with:

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https://www.neighborworks.org

Earned Income Tax Credit

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See if you qualify for the Earned Income Tax Credit, and you may get a bigger refund.

https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit-eitc

Are you looking for someone to prepare your taxes?

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Here are some tips to find someone:

https://www.irs.gov/tax-professionals/choosing-a-tax-professional

How often can you get a discharge in bankruptcy? Every 8 years.

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https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/discharge-bankruptcy-bankruptcy-basics

Earned Income Tax Credit

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See if you qualify to get a bigger tax refund with the earned income tax credit.

https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit/earned-income-and-earned-income-tax-credit-eitc-tables

Income Tax Rates

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If you want to see what your tax rate is, you can go to this site for the IRS:

https://www.irs.gov/filing/federal-income-tax-rates-and-brackets

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