If your credit score is below 580, it is called deep subprime.

The current average mortgage rate for a 30 year fixed is 6.71%.

When you have an account at an FDIC insured bank, you are insured for at least $250,000 for the money in your bank account.

There is a scam targeting people that live in assisted living facilities and nursing homes:

Chapter 13 bankruptcy is called a wage earner’s plan. You can repay your debts over 3 to 5 years.

Even if the caller ID says the call is from a bank, it could be a scam. Hang up and call the phone number from the bank’s legitimate website. Do not give the caller any information about yourself.

If you are looking to buy a house, you may be able to get an FHA loan with a lower down payment. See this website:

Here is a list of Banned Debt Collectors:

As of now, the mortgage rate is 6.23% for a 30-year fixed-rate mortgage. See:

You may need to have more taxes taken out of your paycheck if you owe the IRS taxes. Use this calculator to see how much you should have taken out: