Archives

Earned Income Tax Credit

December 14th, 2025 (No Comments)

See if you qualify to get a bigger tax refund with the earned income tax credit.

Income Tax Rates

November 10th, 2025 (No Comments)

If you want to see what your tax rate is, you can go to this site for the IRS:

FICA Tax on Your Paycheck

October 24th, 2025 (No Comments)

The FICA is 2 taxes: the Social Security tax and the Medicare tax

Bankruptcy Courts

October 22nd, 2025 (No Comments)

Bankruptcy courts are not part of your county and state courts. They are part of the federal court system.

Social Security Garnishments

October 13th, 2025 (No Comments)

Can your Social Security benefits be garnished? It depends. See:

Public Wi-Fi Networks

October 9th, 2025 (No Comments)

Try not to buy things online when using a public Wi-Fi network. These will be in airports, restaurants and cafes. There may not be strong security so you may get hacked.

FHA Loan

October 7th, 2025 (No Comments)

You can’t actually get a mortgage through the FHA. The FHA gives insurance for borrowers who may have a hard time getting a conventional mortgage.

Phishing

October 5th, 2025 (No Comments)

Phishing is when criminals try to trick you into giving them your personal information. They will often use emails that look legitimate but they are not.

What Credit Score Do You need to Get a Mortgage?

October 4th, 2025 (No Comments)

For a regular mortgage, you will need a 620 credit score. For an FHA mortgage, you may only need a 500 credit score with a 10 % down payment.

Mortgage Interest Rates

September 26th, 2025 (No Comments)

Mortage interest rates are currently at about 6.3 %.

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