Be careful about getting into credit card debt. The interest rates are very high, usually 20% or higher.

A title loan is when you get a loan on a car you own outright, and you put up the car as collateral for the loan.

What is a lienholder? When you have an automobile loan, it is the company that has the loan on your vehicle.

Your money in a bank acocunt is insured up to $250,000 by the FDIC. For more details, see their site:

if you are filing a Chapter 13 bankruptcy to save your home from a sheriff sale, the bankrupty needs to be filed before the sale date. Once the sale has happened, it is usually too late to save the home.

Filing a Chapter 13 bankruptcy can stop a foreclosure on your house.

The filing or for a Chapter 13 bankruptcy is $313.

The filing fee for a Chapter 7 bankruptcy is currently $338.

See https://www.ilnb.uscourts.gov/fee-schedule

The bankruptcy discharge will wipe out certain debts. To see what kinds of debts will be wiped out, see this link:

https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/discharge-bankruptcy-bankruptcy-basics

Are you behind on your mortgage payments? You can call your mortgage company and see if they have any loan modification programs available.