Try not to buy things online when using a public Wi-Fi network. These will be in airports, restaurants and cafes. There may not be strong security so you may get hacked.
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FHA Loan
You can’t actually get a mortgage through the FHA. The FHA gives insurance for borrowers who may have a hard time getting a conventional mortgage.
Phishing
Phishing is when criminals try to trick you into giving them your personal information. They will often use emails that look legitimate but they are not.
What Credit Score Do You need to Get a Mortgage?
For a regular mortgage, you will need a 620 credit score. For an FHA mortgage, you may only need a 500 credit score with a 10 % down payment.
Mortgage Interest Rates
Mortage interest rates are currently at about 6.3 %.
Free Tax Preparation Help
If you are looking for free tax preparation help, try this resource:
Credit card debt
Be careful about getting into credit card debt. The interest rates are very high, usually 20% or higher.
Title Loan on Your Car
A title loan is when you get a loan on a car you own outright, and you put up the car as collateral for the loan.
Lienholder
What is a lienholder? When you have an automobile loan, it is the company that has the loan on your vehicle.
Protection for money in your bank account
Your money in a bank acocunt is insured up to $250,000 by the FDIC. For more details, see their site:
