Credit Card Balance Transfers

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Consolidating your credit card balances may help you to manage your credit card debt. Here are some steps to take when considering balance transfers. Figure out your total credit card debt. Figure out the interest rate on each of your credit cards. Also, you need to know what is the total amount you can pay each month on your credit card debt. There is usually a balance transfer fee as well, so find out what that fee is. Having all of these pieces of information will then help you to figure out how much it will cost you to do the balance transfers and what your new monthly payment should be. Credit card companies may be able to assist you with these calculations.

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